Guaranteed Asset Protection (GAP Insurance) and Return to Invoice (RTI Insurance) products that we offer are fully underwritten with Great Lakes Insurance.

GAP/RTI products protect the purchaser from financial loss in the event that their vehicle is written off in an accident, and can be added to all new and used car sales.

With more than half a million vehicles written off in the UK each year, many drivers find that they end up owing money to their finance company when their insurance pay out doesn’t match the outstanding balance. GAP cover and RTI cover are designed to protect against this risk and can prevent customers from being left out of pocket.

GAP (Guaranteed Asset Protection)

Covers the shortfall between the vehicle insurance settlement figure and the outstanding finance (in other words, the finance gap)

RTI (Return to Invoice Protection)

Covers the shortfall between the vehicle insurance settlement figure and the dealer’s original invoice price (subject to terms and conditions).

Ultimate Protection GAP & RTI

Covers the higher of shortfall between the vehicle insurance settlement figure and the outstanding financeor the shortfall between the vehicle insurance settlement figure and the dealer’s original invoice price

Contact us for more information.

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Private Customers

Customers can buy Gap Insurance from MB&G Direct subject to eligibility.

MB&G Direct sell Ultimate Protection GAP & RTI insurance as a monthly policy with direct debit.

If you are looking for more information about purchasing gap insurance then please click here to visit our MB&G Direct website for further details.