The business was created 1978 and was founded by Dave McPhee who had experience of the insurance industry in previous roles and had recently been working in the motor warranty sector.

MB&G originally focused on dealer guarantees using the auto warranty brand, however soon it became clear that the industry was moving towards demand for fully insured products.  Mechanical Breakdown & General Insurance Services was the solution to provide the fully underwritten insurance policies that the motor dealers required.

Initially dominating in the North East, MB&G later expanded its reach into other parts of the country.  This process was helped by providing products for for major dealer groups such as Reg Vardy and CD Bramall.

In the early 1990s MB&G had its first relocation to larger premises.

By the late 1990s MB&G had expanded into leisure warranty and insurance products, dealing with some of the biggest dealer groups and manufacturers within the Caravan and Motorhome sector.

Also at this time a 24 hour call centre was opened to manage household warranties and emergency home cover.

2004 brought another phase of expansion in the business brought about by demise of a competitor, Warranty Holdings.


In the mid 2000s MB&G launched their e warranty registration system and Kevin Pearce joined us as Director of Operations helping to drive the company forward, expanding into Southern Ireland, setting up manufacturer programmes and diversifying the business into new sectors and markets.

In 2010 MB&G was pleased to take over the administration of the Gold Shield Park Home & Lodge 10 year warranty programme from the National Caravan Council.

2015 was a sad year for the business as Claims Manager Allan Simpson passed away after more than 25 years at the business.


February 2016 saw the beginning of a new chapter in our history as MB&G together with Warranty Logistics Management became part of the Aros Holdings Group.  Dave McPhee stepped into the role of Chairman to allow the new management team to operate the business day to day.

In March 2016 MB&G relocated to more spacious modern offices situated in the largest office park in Europe, Cobalt Business Park.  A satellite office was opened in Barnsley from which to operate the new MB&G Direct division.

In Summer 2016 MB&G acquired MyCover Plan Insurance Services, a company specialising in home electronic goods warranties for items such as TVs and Satellite Boxes as well as warranties for domestic appliances.

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